Home > Fast Cash Loans Up To $10,000 – Apply For Quick Cash Today

Fast Cash Loans Up To $10,000 – Apply For Quick Cash Today

Looking for fast cash loans?

Are you looking for a lender you can rely on when you need a fast cash loan? You might have just found the one. Jacaranda Finance is the lender more Aussies trust when they need fast, reliable and safe cash. You can apply for fast cash loans 100% online wherever you are and whenever you like. 

Jacaranda is proud to be Australia wide – we’re your local lender. Our team loves helping everyday Aussies get the cash they need when they need it. When you apply for a fast cash loan with Jacaranda Finance you can rest assured knowing our team will give you the fair go you deserve.

What are fast cash loans?

A fast cash loan is essentially just a personal loan that can be accessed very quickly. At Jacaranda, we provide cash loans between $300 and $10,000 that can be used for a variety of different expenses. If you submit an application during AEST business hours our team will endeavour to get back to you in 60-minutes with an outcome. Jacaranda Finance lets you apply for fast cash loans in minutes. Thanks to the introduction of instant banking you could have the cash in your account and ready to use in just 60-seconds once approved*. If you need cash now, why not turn to the experts?

Jacaranda Australia 

Jacaranda Finance is an award winning online lender and loves helping Aussies get the fast cash loan they need without delay. Gone are the days of waiting hours in line at the bank or weeks for approval, when you apply with Jacaranda we’ll do our best to get back to you with an outcome in just 60-minutes*. Our team understands that when you need fast cash, there is no time to waste. The best part is you can apply 100% online from wherever you are. So, whether you’re looking for fast cash loans Brisbane or fast cash loans Sydney, Jacaranda could be the lender you’re searching for.

If you’re concerned about committing to a personal loan with Jacaranda, there is no need to be. We understand there’s a certain stigma attached to our industry. However, our honest and transparent services are out to change to that. Unlike a payday loan, our personal loans have flexible repayment periods that give you space to breathe. Not only that, but we won’t charge you a processing fee if your application is unsuccessful, nor do we charge an early settlement fee if you pay off your loan early.

Find fast cash loans online

If you’ve been googling ‘fast easy cash bad credit’, ‘$2000 fast cash loans’ or ‘long term loans fast cash’ then you probably already know how many online lenders are out there. Some promise instant approval and others promise no credit checks, however, at Jacaranda we don’t promise anything that we can’t deliver. Our team does conduct credit checks on fast cash loan applications but this will not be the only factor we base our assessment off. The team at Jacaranda will take a realistic look at your finances to determine whether or not you have the means to repay your loan. We will never lend to anyone who cannot comfortably afford to make repayments, so you can rest easy knowing you’re in safe hands.

If you find yourself in a bit of a financial jam, whether it be bills, medical expenses, car repairs or white goods costs, we may be able to help you! Our quick cash loans could be exactly what you need when your bills are multiplying but your cash flow isn’t. If you need money in a hurry, you might have just come to the right place.

Who can apply for fast cash loans?

At Jacaranda, we love making it as easy as possible for Aussies to get a fair go at approval on a personal loan. Our team works hard to find you the perfect loan. If you’re ready to apply then you’ll just need to make sure you meet the following criteria requirements:

• All applicants must be over the age of 18;
• You must be either an Australian Citizen or Permanent Resident;
• You must have received some type of regular income for the last 90 days into a bank account that is your own;
• Applicants must have an active mobile phone number and email address that we can contact you on; 
• Use internet banking.

Will I need to provide paper forms? 

When you submit an application with Jacaranda Finance we will not ask you to provide any paper forms. Our team cut straight to the chase. We don’t mess around with pages and pages of paper forms. We’ll only ask you to provide the absolute necessities. Here’s what you’ll need to submit with your 100% online application form:

• Personal details like your online banking & employment info; 
• An active email address and mobile number;
• The reason you are applying for the loan; 
• Your MyGov details (if you are receiving Centrelink payments);
• Employer and contact details.

Fast cash loans explained

Whether you’re looking for a $1500 fast cash loan or a fast cash loan QLD, Jacaranda could have the cash you’ve been searching for. Our team provides simple short-term personal loans that are processed much quicker than traditional bank loans. If you submit your application during AEST business hours our team will do their best to get back to you with an outcome in just 60-minutes. 

Types of fast cash loans

There are three types of personal finance that you can apply for with Jacaranda Finance. The first type is small personal loans ranging from $300 to $2,000. These small personal loans are unsecured which means you won’t need to attach an asset to the loan for security. The second type of personal loan we offer is medium secured personal loans from $2,001 to $4,600. We also offer large secured loans from $5,000 to $10,000! As the name suggests, these medium and large secured personal loans are secured, therefore, you would need to attach an asset to the loan. Jacaranda accepts a car, motorbike, boat or caravan as security.

Some types of loans our customers commonly search for include:

We don’t claim to provide all of the above loans, but we can help you find fast personal finance for a range of purposes. If you’re after a little more information on speedy loans, check out the Moneysmar website!

What can I spend my loan on? 

Contrary to what you may believe, personal loans don’t just have to be used for emergencies! The beauty of Jacaranda loans is you can use them for just about any expense. You’ll just need to let us know in your application what the purpose of the loan is. Here are some examples of what you could spend your personal loan on:

1. Bond payments
2. Debt consolidation
3. Car registration
4. Car repairs
5. Furniture finance
6. White goods
7. Holiday expenses
8. Home renovations

If personal loans aren’t your thing, then Jacaranda could provide you an affordable car loan. That’s right! If you’re looking at purchasing a new or used car, Jacaranda could give you a hand with the finances. We offer car loans from $5,000 to $35,000 with repayment terms of 2 to 7 years (depending on how much you apply for). 

What about fast cash loans bad credit? 

If you’re worried that bad credit could stand in the way of a personal loan there is no need to be! At Jacaranda, we take a fresh approach to bad credit. Our team doesn’t think that a mistake you made up to 7 years ago should have an effect on your ability to get a personal loan today. 

We’ll do our best to match you with a loan product that is suitable for your individual financial situation. Our team will take a look at factors such as your spending habits, pre-existing financial commitments and income to determine whether or not a personal loan is a responsible choice for your individual circumstances. If we can see you have made a considerable effort to reconcile bad credit you could be eligible for a fast cash loan in Australia. 

Will Jacaranda check my credit score? 

Yes, in most cases our team will conduct a credit score check when you apply for a fast cash loan. Our team is committed to responsible lending. That means we do everything within our power to ensure you are getting the best possible personal loan for your individual circumstances. Our team will not base their entire assessment on the result of a credit score check. We’ll look at the whole picture so you get the best chance possible at fast cash loans. If you’ve got questions related to our credit check process you can get in touch with the Jacaranda team or head to our FAQ page for more information. 

Why does Jacaranda need my online banking details?

Our team uses your online banking details to obtain read-only copies of your bank statements. We use your bank statements to assess factors such as income, spending habits and pre-existing financial commitments. Bank statements give our team a better idea of whether or not you’ll be able to afford to repay the loan. Jacaranda is committed to providing safe, reliable and responsible cash. We will not lend to an applicant who can not afford to make the repayments. 

Worried about the security of your information? There is no need to be. Jacaranda uses bank-level encryption to ensure no one is ever able to see your personal information and passwords. Got questions? Just ask the team, we are more than happy to help! 

Does Jacaranda do fast cash loans for the unemployed?

At Jacaranda, we are proud to be giving all Aussies a fair go at fast cash loans online. If you are unemployed we encourage you to still submit an application. Everyone is different, therefore, every financial situation is different. Our team assesses all applications on a case by case basis. That means we can not give a definite answer as to whether we can approve a fast cash loan for an applicant who is unemployed without assessing an application. The good news is an application costs nothing and you could have an outcome in just 60 minutes.   

So whether you receive your income from work wages or from Centrelink, we could have quick loans for you! As long as you meet our basic eligibility requirements, you’ll be one step closer to being approved for one of our loans!

How do I apply? 

Applying for Jacaranda’s online fast cash loans is easier than you might think. We want to make submitting an application as hassle-free as possible. We have a few simple steps that you’ll need to follow before you have the money in your account. These are: 

Step 1: Select an amount

This is easy! Simply scroll up to the top of this page to our loan calculator. Sect your desired amount and repayment period using the slider. You’ll then be shown your estimated repayments for weekly, fortnightly and monthly instalments. When you’re done, click ‘Apply Now.’ 

Step 2: Apply online

You’ll then be taken to our 100% online application form. This step usually only takes applicants a few minutes to fill out. You’ll be required to fill out the personal and financial details and when you’re done hit ‘Submit’

Step 3: We’ll assess your application

That’s it from you! We’ll take it from here. While you can sit back and relax, our assessment team will get to work. They’ll determine whether a loan you’ve applied for is suitable and affordable for you. Once they’ve got an outcome, they could get back to you in just 60-minutes since your application was submitted.*

Step 4: Sign your agreement

If you’ve been approved for a loan, you’ll then be sent an electronic copy of your loan agreement for you to review and sign. We recommend reading over this carefully so that you’re aware of any fees and charges for late or missed payment. Once you’re happy, you’ll be required to e-sign and submit and because it’s 100 online we’ll receive your agreement back almost instantly. 

Why should I apply with Jacaranda?

That’s a good question!  

We’re simple

Our application will be the easiest thing you do all day! The whole process could only take you a few minutes to complete and that’s the hard part over! Once you’ve submitted your application you can relax while we work hard to put together the most suitable offer for you! 

Our team are fast

We know how frustrating the waiting game can be. Therefore, we strive to be one of the best lenders in the country. With fast outcomes and quick fund transfers, you’ll wonder why you haven’t applied with us before!

We’re completely transparent

When you apply with Jacaranda, what you see is what you get. That means that there are no hidden fees whatsoever when it comes to the costs and charges associated with our online loans. We can guarantee that you will never be faced with a fee that hasn’t already been disclosed in your loan contract. Once we’ve earned your trust, we will never break it!

You can apply wherever, whenever

As we are completely online, you can submit an application from wherever you are in Australia, at any time. If you apply during AEST business hours our team will do their best to get back to you in just 60 minutes with an outcome. 

Repayments are simple and stress-free

Repayments will be set out on your contract and are usually set up in line with your income. Then we’ll organise for the money to be directly debited out of your account on that day for the life of your loan. You won’t need to remember to make a payment or even have to think about them at all. The money will just come out automatically. 

We won’t charge extra for early payout

If you decide you want to throw some extra money on your payments to pay off your loan early, we won’t charge you to do so with us. Many lenders charge early exit fees so they don’t miss out on that interest, not us! It won’t cost you a thing to pay your online loans off early. In fact, you could end up saving money on interest and monthly fees! 

Looking to boost your savings?

Saving money is generally easier said than done. If you have money left over after you’ve paid all your expenses it should be easy to save right? Well, not exactly. Often we don’t account for nasty emergencies and unexpected expenses. Quite often, when things are going great, we’ll begin to save a bit of money, but out of nowhere a financial emergency pops up to throw your whole budget out of whack. That’s why we’ve provided some key money saving tips to give you the peace of mind knowing that if something were to happen, you’ll be prepared.

Top 4 money saving tips

1. Stick to a budget and set a savings goal: Whether you’re planning on jetting off, renovating your home, purchasing a new car or just want some extra cash in the bank, setting a savings goal can help you get there. Of course, to do this you’ll need to create and stick to a budget. An easy and efficient way of doing this is to:
   • Calculate expenses
   • Determine your income
   • Set savings and debt payoff goals
   • Track your spending and record your progress
2. Pay off your debt: Having debt hanging over your head is never fun. So if you’ve got a bit of extra cash left after you’ve paid your expenses, you should put some of this towards paying off your debt. Doing this can save you thousands in interest. Start by paying off either the smallest account or the account with the highest interest.
3. Set up an additional savings account: Setting up an online savings account that is separate to your current active account is a great way of managing your money. Start by depositing a lump sum into this account and then put in whatever you can every month/couple of months. You should set yourself a rule that you can’t touch the money in this account unless it’s absolutely necessary.
4. Change your spending habits: This can be a relatively simple way to speed up your savings. We’re not telling you to completely stop purchasing something. If you love getting a takeaway coffee before work each morning, who are we to tell you stop. What you can do, however, is instead of purchasing a large coffee, you could purchase a small. If you change a few of your spending habits like this, then your savings will begin to build overtime.

Ready to apply?

What are you waiting for? Scroll up now to apply for one of our fast cash loans today! 

*If you apply during business hours and we don’t require any additional information from you

**Only for NPP enabled bank accounts. 

Are you looking for fast cash loans WA? Click here to find out more!