Home > Fast Cash Loans up to $10,000
Fast Cash Loans up to $10,000
Personal Loans up to $10,000
Money in your bank account and ready to use in 60 seconds once approved*(1)
Fast cash loans can act as a safety net when you’re hit with an unexpected bill. If you find yourself short on cash, a bank might not be able to lend you the money you need quickly. When you apply for a loan with Jacaranda, we keep things simple, so you can get your funds quickly.
Why choose Jacaranda?
We’ve made our loans process straightforward and hassle-free. Find out why our customers continue to return to use our services.
- Quick online application: Submit your online application anytime, anywhere in under 10 minutes.
- Quick Decision: Unlike banks, we don’t take days or weeks to get back to you. If you apply during our business hours then you could get your outcome in 60 minutes.*
- Money in minutes: If approved, Most people get their cash within 60 seconds of signing their contract
Our loans options
|Loan Amount:||$300 to $10,000|
|Loan Term:||12 months to 24 months|
|Repayment Frequency:||Weekly, Fortnightly or Monthly|
|Repayment Facility:||Direct Debit|
|Secured Options:||Secured and Unsecured|
Applying is easy!
Step 1: Apply online
Choose a loan between $300 and $10,000 and complete your application in minutes
Step 2: Get a quick decision
We’ll let you know if we think we can help you on the spot when you finish your application.
Step 3: Get your cash
For most customers, we can have the cash in your bank and ready to use within 60 seconds, once your contract has been signed.
Understanding fast cash loans
Before applying for a fast cash loan, we recommend you read the following information to understand what’s involved.
Interest rates and fees
Cash loans typically have interest rates, and fees attached. The rates and fees that you receive will depend on several things. This includes the loan amount, loan term and your credit score. To review the rates and fees associated with our personal loans, visit our personal loan interest rates page.
At a minimum you must:
- Be 18 years or older
- An Australian citizen or permanent resident
- Have a consistent income for 3 months prior to applying
- Have internet banking setup
To submit an application for one of our quick cash loans, you’ll need to provide the following:
- Contact details
- Personal details (i.e. online banking & employment info)
- An active email address and mobile number
- The reason you are applying for the loan
- Your MyGov details (if you are receiving Centrelink payments)
Fast Cash Loan FAQs
What are fast cash loans?
Fast cash loans are a loan option available in Australia. They allow you to get cash quickly and easily. They’re especially handy if you’re hit with an unexpected or emergency expense. Many online lenders have technology that allows them to process applications quickly. Fast cash loans can usually be accessed within a day, and in some cases, in just a few hours.
Can I get a loan with bad credit?
Yes. Jacaranda Finance can be more lenient than banks when it comes to your credit history. Although we will conduct a credit check as part of our assessment, we prefer to put more focus on other factors. If we can see that you’ve made a considerable effort to reconcile your bad credit, you could be eligible for a fast cash loan.
What can I use my quick cash loan for?
Most people apply for a fast loan for when they need cash to cover an unexpected or emergency expense. However, you can also use your loan for a number of other reasons. For instance, they are useful for time-sensitive purchases like snapping up a great deal on flights.
How quickly will I get my cash?
If you apply with Jacaranda, you could get your cash in just a few hours. However, This will depend on what time you apply. If you apply during our business hours, then you’re more likely to get a faster loan.
Why do you need my bank account details?
We ask for your online banking details to verify your income and check your spending habits. We use secure and safe technology to access a screenshot of your bank statements. This is a lot quicker than asking you to print or scan your statements.
If you have more questions regarding our quick cash loans, then you can get in touch with our team. We have an online contact form where you can submit a query or complaints online. Alternatively, you can give us a call on 1300 189 823.