How do I get approved?
Start the application processApply online, it’s simple and easy
Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.
Accept your contract & we release your money instantly
Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).
Manage your account effortlessly
Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.
Apply online, it’s simple and easy
Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.
Accept your contract & we release your money instantly
Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).
Manage your account effortlessly
Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.
Quick Loan Details
Loan Amounts | $5,000 – $15,000 |
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Loan Terms | 9 – 24 months |
Starting Interest Rate (APR) | 11.42% (Excellent Credit) |
Starting Comparison Rate | 14.49% (Excellent Credit) |
Ceiling Interest Rate (APR) | 21.24% (Average Credit) |
Ceiling Comparison Rate | 45.56% (Average Credit) |
Type of rate | Fixed Rate |
Repayment options | Weekly, Fortnightly, Monthly |
Monthly Fee | $0 |
Early repayment fee | $0 |
Average turnaround | 60 minutes2 |
Loan Options | Unsecured & secured options |
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.
What is a quick loan?
Sometimes life throws you a curveball and your bank account can’t cover it. If it’s a quick cash loan you’re after, you’ve come to the right place. Jacaranda Finance offers fast cash loans from $2,500 to $15,000. Our quick and easy application process makes it simple to apply, and our 60-second3 loan transfers mean you can have access to your loan almost instantly.
- Borrow from $2,500 to $15,000
- Fast Loan Outcomes
- 60-Second Transfers3
- Simple & Easy Application
- 100% Online
Get Your Cash In 60-Seconds Once Approved3
We’ve helped over 50,000 people get approved!

Am I eligible for a quick loan?
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Be at least 18 years of age
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Be an Australian citizen or permanent resident
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Have a consistent income into your bank account for the last 90-days
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Have an active email address, phone number, and online banking account, in your name, that belongs to you

Information you will need to provide.
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Basic personal information (i.e. full name, address, D.O.B)
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Online banking details
There are instances where our team may need to request further information or supporting documents from you. Don’t worry, we will let you know exactly what we need and why we need that information from you
Over 4,800 Reviews On Trusted Platforms
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Last updated: 03/05/2022
Why choose Jacaranda for quick loans
Learn More About UsYour Quick Loan Questions Answered
Want to know more? Find out all the answers to our most common questions about our quick loans.
Need a hand?
24hr loan processing.
Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, if you need some help navigating what the best loan is for you, our friendly team is more than happy to answer any questions you may have.