Quick Loans

Our quick personal loans range from $2,500 to $15,000 with flexible repayment options and loan terms can be up to 24 months. All you need to do is fill in our quick and simple application form today and our team will work hard to get you a fast outcome. The best part? It takes, on average, 8 minutes¹ to complete an application with us.

For 80% of our applicants, they’ll receive an instant outcome once the application process is complete. For the rest of the applicants, most will receive an outcome in 60-minutes² during business hours once we have received all of the required information.

Once approved, most customers have the money in their bank account and ready to use within 60-seconds³ of digitally signing their contract.

We will do a credit check when assessing your application. This is because performing a credit check is a part of every responsible lender’s application process.

However, credit checks play a small role in our decision making. Our loan products are relative to your current financial position – the better your financial position, the better your rate gets.

We will never perform a credit check without your express consent which you provide to us when you apply for a loan with Jacaranda Finance. We store your acknowledgement and consent for 7 years and it can be supplied on demand.

There are four credit reporting bodies we may use:

Equifax Pty Ltd (Equifax)
W: www.equifax.com.au
PP: www.equifax.com.au/privacy
T: 13 8332

Experian Australia Credit Services Pty Ltd (Experian)
W: www.experian.com.au
PP: www.experian.com.au/contact-us

Illion (formerly Dunn & Bradstreet)
W: www.dnb.com.au
PP: http://dnb.com.au/privacy-policy.html
E: publicrelations@dnb.com.au
T: 1300 734 806

TaleFin Pty Ltd (Formerly Lend Guard)
W: www.lendguard.com.au/
C: www.lendguard.com.au/contact-us/
PP: https://lendguard.com.au/legal-policies/

We lend to people with bad credit, good credit, and no credit rating.

Our loan products are relative to your current financial position. The better your financial position, the better rate we can offer you. As an inclusive lender, we don’t rely solely on your credit score for you to qualify for one of our loans. We value numerous other pieces of information such as your ability and history of handling your current financial commitments.

If you have a bad credit rating but you consider yourself creditworthy and you want to rebuild your credit history, we encourage you to submit an application for our experienced team to consider.

The fees and charges applicable to your loan will depend on a number of factors including the amount you apply for, the term of the loan, your credit rating, and the strength of your application.

Once you have completed an application, we’ll provide you with an offer. This offer will include all the details including the amount, term, fees, charges, as well as terms and conditions. Submitting an application with us does not cost you anything and any offer is non-binding.

Repayments are deducted via direct debit, so you won’t ever miss a repayment. You can choose to set up repayments on a weekly, fortnightly, or monthly basis. However, we’ll usually just align your repayments with your pay cycle.

Your quick loan repayments will be determined by how much you borrow, how long the term is, and the fees and charges associated with the loan.

To get an estimate of your loan repayments, you can use our online loan calculator. Simply scroll up to the top of the page, use the slider to choose how much you want to borrow and for how long, and click ‘Apply Now’. Please note that actual repayment amounts will depend on your individual financial situation.

Once you’ve received a loan offer, you can accept it by digitally signing your contract. Your repayments are then set up in line with your income and direct debited out of your bank account automatically, so you don’t need to try and remember to pay them when they are due.