How do I get approved?

Start the application process
iPhone
Apply online

You can apply for a loan in three simple steps:

1. Apply online;
2. Get your quick outcome,
3. If approved, receive your cash.

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Supporting docs

Have all of your supporting documents ready to go: basic personal info, 100 points of ID, and online banking login details.

applications
Sign your contract

We can only transfer your funds once we receive your signed contract. So make sure you have your phone available!

call
Be available

We might need more information from you to process your application in order to get the fastest outcome.

iPhone
Apply online

You can apply for a loan in three simple steps:

1. Apply online;
2. Get your quick outcome,
3. If approved, receive your cash.

id-card-svg
Supporting docs

Have all of your supporting documents ready to go: basic personal info, 100 points of ID, and online banking login details.

applications
Sign your contract

We can only transfer your funds once we receive your signed contract. So make sure you have your phone available!

call
Be available

We might need more information from you to process your application in order to get the fastest outcome.

Quick Loan Details

Loan amount from $5,000 – $15,000
Loan terms 9 – 24 months
Interest rate from 11.42% p.a
Comparison rate from 14.49% p.a.
Type of rate Fixed
Repayment type Weekly, fortnightly or monthly
Average turnaround 60-minutes
Early exit fee $0
Monthly fee $0
Establishment Fee $249 – $990

What is a quick loan?

Sometimes life throws you a curveball and your bank account can’t cover it. If it’s a quick cash loan you’re after, you’ve come to the right place. Jacaranda Finance offers fast cash loans from $2,500 to $15,000. Our quick and easy application process makes it simple to apply, and our 60-second3 loan transfers mean you can have access to your loan almost instantly.

Hear from others we’ve helped

  • Borrow from $2,500 to $15,000
  • Fast Loan Outcomes
  • 60-Second Transfers3
  • Simple & Easy Application
  • 100% Online

Get Your Cash In 60-Seconds Once Approved3

We’ve helped over 50,000 people get approved!

What can I use a quick loan for?

Whether it’s an unforeseen medical bill or urgent car repairs, a quick loan from Jacaranda Finance can sort you out. No matter the reason, our fast cash loans come with competitive tailored rates and flexible repayments.

Am I eligible for a quick loan?

  • Be at least 18 years of age

  • Be an Australian citizen or permanent resident

  • Have a consistent income into your bank account for the last 90-days

  • Have an active email address, phone number, and online banking account, in your name, that belongs to you

 

Information you will need to provide.

  • Basic personal information (i.e. full name, address, D.O.B)

  • Online banking details

There are instances where our team may need to request further information or supporting documents from you. Don’t worry, we will let you know exactly what we need and why we need that information from you

 

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.

Nathan Ross – GOOGLE REVIEW

It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW
 

Why choose Jacaranda for quick loans

Learn More About Us
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Our tech

We’ve won numerous awards for our state-of-the-art technology. We have created one of Australia’s smartest, 100% online application processes to make applying for a loan quick and easy.

We use technology to understand your personal financial position, and we don’t just judge your credit score, which is why we’re able to help more customers that apply with us.

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Our speed

The 100% online application can be completed in minutes, and will ask you questions about your personal situation as well as automatically request access to read-only copies of your bank statements.

90% of applications have an outcome at the end of the process. The rest of the applicants typically have an outcome within 60-minutes2 during normal business hours.

australia
Australian-based & family-owned

All of our teams are based in Australia to help Australians. We have one of the best customer service reputations in Australia, which is backed up by our reviews. We’re almost 10 years old and we’ve been family owned since the beginning.

We value good old-fashioned values and we are committed to giving our customers the best experience possible.

money
60-second payouts

For most clients who have NPP-enabled bank accounts (which is 90% of bank accounts), the funds will be available and ready to use in your bank account within 60-seconds3 of accepting your contract.

If you do not have an NPP-enabled bank, you will receive your funds overnight on the day you are approved.

Frequently Asked Questions

Want to know more? Find out all the answers to our most common questions about our quick loans.

See all FAQs

Need a hand?
24hr loan processing.

Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, if you need some help navigating what the best loan is for you, our friendly team is more than happy to answer any questions you may have.