Quick Loans With Affordable Repayments – Let Jacaranda Finance Lend A Hand!

quick loans

Apply for Quick Loans Now

Been hit with surprise expenses or struggling to get on top of your credit card bills? A quick loan from Jacaranda Finance could be what you need. Jacaranda is committed to giving all Aussies a fair go at a personal loan.

With quick cash loans from $300 up to $10,000, you’ll be able to rest easy knowing that your bills could be covered. At Jacaranda Finance, we can offer you fast approval times and money in your bank in 60 seconds* (If you apply during AEST business hours).

Do you provide quick loans no credit check same day?

The short answer is no, we cannot offer quick loans no credit check same day. If you’re worried about your credit history don’t panic, you may be eligible for bad credit quick loans with Jacaranda Finance. Although we do conduct credit checks on all applications, we look beyond your credit score. We believe that we get a more accurate representation of your financial situation by looking at your current income and spending habits rather than your past credit history. At Jacaranda Finance, we’re committed to giving every Aussie a fair go on the loan they need, no matter the credit score.

So, although we cannot offer quick loans no credit check same day, our fast loans assessment process is designed to give everyone a fair go, not just people with good credit. We use secure banking technology to allow us to view read-only copies of your bank statements. These help us assess your situation accurately and, most importantly, fairly. We don’t need to focus on your credit history alone to decide on your quick cash loans application. You can be guaranteed that the Jacaranda team will take a realistic look at your finances.

If you are looking for quick loans no credit check same day, why not apply for one of our quick loans instead?

Do we offer quick cash loans for Centrelink customers?

If you receive Centrelink benefits you can still apply with Jacaranda and our team will do their best to help. Our team will assess your financial circumstances, including what percentage of your income comes from Centrelink benefits to see whether you’re eligible for a loan. Jacaranda’s team always do their best to match you with an appropriate loan product that suits your financial situation, whether you have poor credit or receive Centrelink benefits.

Our quick loans Australia are designed to be accessible for all Aussies. To apply, all you need is a smartphone or laptop and a few spare minutes.

What do I need to apply for quick loans online?

Our application is 100% online. That means you won’t need to rifle through any paper documents. You can apply from the comfort of your living room with a cuppa in hand or on the go. To get started with your quick loans online application, you’ll need to:

  • Enter the amount you want to borrow and the length of your repayment period;
  • Fill out your personal and contact details;
  • Provide the reason for your quick loans;
  • Provide your internet banking credentials so we can verify your income and spending habits;
  • Log in to your MyGov account so we can get your Centrelink income and asset statement (you can skip this step if you don’t receive Centrelink payments);
  • Fill out your employment details (for those not receiving Centrelink).

Jacaranda could have the quick finance you need to pay that unexpected bill or expense much sooner than you think. If you apply during AEST business hours, our team will do their best to get back to you in just 60 minutes with an outcome. If approved, you could have the cash in only 60 seconds.

How do I know if I’m eligible for quick loans?

Like we said before, we’re all about giving Aussies the fair go they deserve. Our team takes their role as responsible lenders seriously. That means we have a few basic eligibility requirements. To qualify for quick loan finance, you’ll need to be able to answer yes the following:

  • Am I aged 18 or over?
  • Do I have a valid mobile number?
  • Do I have a valid email address?
  • Have I been employed for the past 90 days and have proof of income?

What documents will I need to apply?

If you’re ready to apply for a quick loan today, you’ll need to know what documents to provide. The good news is, at Jacaranda Finance, we like to stick to the basics. We’ll only ask you to provide the absolute necessities. Here’s what you’ll need to be able to show our team when you apply for quick easy loans:
Online banking details;

  • An active email address and mobile number;
  • The reason you are applying for the loan;
  • Your MyGov information (if you are receiving Centrelink payments);
  • Employer and contact details.

So, if you’re looking for loans quick smart then apply in minutes and you could have your outcome within the hour**.

How do quick loans repayments work?

When it comes to repaying your quick loans, the process is pretty simple!

If your quick cash loans application is approved, we’ll get in touch with you. One of our friendly customer service team members will ask you to select a day to deduct your quick cash loan repayments. This day will be the same for each payment cycle, whether that be weekly, fortnightly or monthly. It is entirely up to you which day you choose. We recommend setting it up in line with your work wages or Centrelink payments. Selecting the right payment structure ensures that you always have enough money in your account.

Once you’ve decided on a day, our team will organise for your quick money repayments to be directly debited from your account. Therefore, you won’t have to worry about remembering to pay. You won’t even have to lift a finger to do so; the payments are automatically deducted from your account. Payments will automatically stop when the loan is fully paid off.

What if I miss a repayment?

It is vital to make sure you have enough money in your account to make each quick cash loan repayment. If one of the automatic payments fails, we may charge you a dishonour fee. This fee is added onto the amount payable on your loan. If at any time throughout the term of your quick cash loan online, you are unable to make a payment, we recommend contacting us as soon as possible so we can try to work something out that suits all parties involved.

What if I want to pay my quick loans out early?

That’s great! We will always encourage our clients to do their best to pay their loan out early. That’s because we don’t charge you for doing so! Therefore, paying your quick cash loans out early will mean that you save money on interest and monthly fees. So, if it is possible to throw a few extra dollars on where you can, we highly recommend doing so. A little goes a long way when it comes to repaying your loan!

Quick cash loans and responsible lending

At Jacaranda Finance, we adhere to all guidelines outlined by the Australian Securities and Investments Commission (ASIC). We’re committed to responsible lending practices designed by both ASIC and our internal body.

What does that mean? When you apply with Jacaranda Finance for quick cash loans online, we’ll assess the whole picture of your financial circumstances, including your income and expenses. We look at more than a number.

On the flip side, we never approve a clients’ application if we believe they cannot afford the repayments. We want to help you get closer to financial wellness, not drag you away from it. For us, quick loans shouldn’t contribute to bad credit ratings. If you’d like more information about our assessment process feel free to call us on 1300 189 823.

Do you need to submit paperwork with your application?

Our quick loans are as simple as they come. There’s no tedious paperwork to fill out or pages of documents you have to send through. Our quick cash loans applications are 100% online. The whole process could take you just a few minutes to complete. Submit a quick application and sit back and relax while we take care of everything else.

At Jacaranda, we take the stress and frustration out of applying for quick loans. We offer one of the fastest loan services in Australia, and we pride ourselves on our excellent customer service. So, if you’re after some quick cash, we’re here to help with fast personal loans!

How to get money quick?

All you need to do is jump onto our home page and enter the amount you’d like to borrow into the loan calculator at the top of the page. Then, select the length of your repayment period and click ‘apply now’ to complete the application form.

Submit an application for quick cash loans Australia

After you’ve filled out the application form and submitted it to us, we’ll get to work assessing your financial situation. If you’ve applied within AEST business hours, it could take us as fast as 60 minutes to get back to you with an outcome. It is essential to keep in mind that if we require any additional information from you, it can take a little longer. We know that time is precious, especially when it comes to our finances, so you’ll never waste time.

We assess your application

After you submit your application, we get to work. Our team can determine whether you’re eligible for a loan in sometimes as little as 8 minutes! It normally takes us about 60 minutes to get back to you with an outcome through. If you’re eligible, we’ll conduct an assessment to see if we can approve your application.

Sign your quick cash loan contract

If the Jacaranda team has been able to match you with a suitable quick cash loan product we’ll send over a contract for you to review and sign. Our team recommends that you have a careful read over your contract and make yourself aware of the terms and conditions of your loan.

Get your cash quick cash

Once we receive your signed loan contract the Jacaranda team will transfer your cash. Thanks to instant banking, the funds could be in your account in just 60 seconds* (for NPP enabled bank accounts).

If you’re after some more information on quick cash loans, check out Moneysmart or this page which explains how our loans work.

*most people have their money in their bank account once they are approved and have accepted their contract within 60 seconds

**subject to when you submit your application